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We at Aptus In consonance with the Vision of maintaining Aptus into a highly reputed and most respected organization, we recognize the importance of our employees and believe that they are our biggest asset. Aptus strongly believes in building a fair and transparent work culture. Aptus recognizes that its strength and competitive advantage is and always will be its people. Aptus shall endeavor to provide the best of working environments, one that encourages continuous learning, sharing ideas and knowledge. Great place to work In Aptus we have a Diversity and Inclusion mission to cultivate and maintain an environment where all employees feel permitted to be their authentic selves each and every day. Provide a safe and transparent workplace where every employee is empowered and responsible. Encourage our employees to have both professional and personal well being by providing work life balance. Great place to work Career Development Aptus develops and shares the transferability of skills and competencies. It aligns individual goals with organizational goals for an increased satisfaction of employees. It helps an individual to develop skills and competencies required to fulfill present and future leadership roles within an organization. It strengthens the professional work culture in the organization. Career Development Rewards & Recognition We reward, recognize and promote performers with potential and motivate them to exceed their expectations. Employees are awarded through various schemes like the best performer award, star award. Our rewards program is designed to motivate employees at a high level. Especially for the field staff with an outstanding performance contributing to the overall objectives of the company. Rewards & RecognitionWe are Hiring Aptus aims at enriching its talent pool by acquiring skills and functional expertise that strengthen the organizational goal to become a strong player in the affordable housing segment on the strength of the set of committed, motivated and empowered employees. Role Work Location Area Manager Sales Multiple Locations Apply Here Cluster Manager Sales Multiple Locations Apply Here Branch Manager Sales Multiple Locations Apply Here RM/SSO/SO Sales Multiple Locations Apply Here Support Functions Credit Legal Technical Collections Graduate Engineer/MBA Sales Multiple Locations Apply Here Apply Job Interested candidates may apply here Upload Resume* (Image / PDF / Word Document) Mukul Mathur Independent Director Mr. Mukul Mathur is a Non-Executive Independent Director of the Company with over 30 years of global leadership experience, including 29 years with IBM, where he held senior executive positions across Asia Pacific, Europe, Latin America and the Middle East. He brings extensive expertise in IT governance, cybersecurity, digital transformation and technology strategy. He is the Founder and Partner of ZeroT Plus Technologies LLP, through which he advises Boards and senior management on cybersecurity, technology governance and digital risk management. He holds a Bachelor’s degree in Electronics and Communication Engineering and an MBA from XLRI, Jamshedpur. He is a Certified Information Systems Auditor (CISA) and has undertaken executive education programmes from Harvard University, Cornell University, Duke University and MIT xPRO. Mr. Mukul currently serves as an Independent Director on the Boards of SK Finance Limited and Fibe India (EarlySalary Services Private Limited), where he also chairs the IT Strategy Committee. ✕ Sanjay Mittal Chief Financial Officer Mr. Sanjay is a member of Institute of Chartered Accountants of India. He brings over 22 years of experience spanning Accounts, Corporate Finance, Strategy & Planning, Treasury, Project Evaluation, and Investor Relations. Before joining Aptus, he held leadership roles such as Head – Corporate Planning & Business Strategy at Hinduja Leyland Finance Ltd, Associate Vice President at SREI Infrastructure Finance Limited and was part of the Treasury at Reliance Industries. He has a proven track record in Strategy & Business planning, Investor relations, capital raising, financial management including business assessment, project acquisitions, business valuation and due diligence. Mr. Sanjay has also played quasi-executive roles in investee companies contributing meaningfully to their strategic and financial decision-making. ✕ Subba Rao N.V Independent Director Mr. Subba Rao N.V. is a Non-Executive Independent Director of the Company with over two decades of experience in safety, risk management, environmental sustainability and strategic business leadership. A Mechanical Engineer by qualification, he has extensive experience in building and scaling businesses, driving organisational growth and implementing strategic initiatives across diverse industries. Mr. Subba Rao played a pivotal role in the growth of Cholamandalam MS Risk Services, a joint venture between the Murugappa Group and Mitsui Sumitomo Insurance, where he led initiatives in safety and risk management. Under his leadership, the organisation grew from its inception into one of India’s leading providers of safety and sustainability consulting services and the largest employer of safety and sustainability consultants in the country. He has also contributed to the development and implementation of global best practices in Environmental, Health, Safety and Sustainability (EHS&S) consulting through his association with the Inogen Alliance. His expertise spans strategic leadership, enterprise risk management, sustainability, operational excellence and business development. Mr. Subba Rao currently serves on the Boards of Murugappa Water Technology & Solutions Private Limited and Aptus Finance India Private Limited. ✕ Mr. Natarajan Ramasubramanian Independent Director Mr. Natarajan Ramasubramanian is a Non-Executive Independent Director of the Company with over 35 years of experience in banking, financial regulation and policy. He is a member of the Institute of Chartered Accountants of India and the Institute of Cost Accountants of India and is a Certified Associate of the Indian Institute of Bankers (CAIIB). During his distinguished career with the Reserve Bank of India (RBI), Mr. Ramasubramanian gained extensive expertise in regulatory policy, bank licensing, supervision and scrutiny of financial statements. He also contributed to international financial engagements, including representing the RBI in the India–UK and India–Australia Free Trade Agreement negotiations. He has served as an Accounting Advisor with Da Afghanistan Bank and as a faculty member at the RBI’s Zonal Training Centres. Mr. Ramasubramanian currently serves as a Director on the Board of Finqube Capital Private Limited. ✕ Mr. Anand Raghavan Independent Director Mr. Anand Raghavan is a Non-Executive Independent Director of the Company with over 38 years of experience in the financial sector. A Chartered Accountant by profession, he began his career with Sundaram Finance, where he spent over 20 years in various finance and audit roles, including as Vice President – Corporate Affairs. He subsequently spent over a decade as a Partner at Ernst & Young LLP, advising clients on tax, regulatory and corporate matters across financial services, real estate, auto components and media. His areas of expertise include NBFC regulations, corporate taxation, foreign investment, exchange control regulations and corporate restructuring. He has also served as a Non-official Independent Director of MMTC Limited and has contributed to various industry and regulatory initiatives, including the RBI Committee on the Functioning of Asset Reconstruction Companies. Mr. Anand Raghavan currently serves as an Independent Director on the boards of SK Finance Limited, Shriram Life Insurance Company Limited, TVS Infrastructure Investment Manager Private Limited and The United Nilgiri Tea Estates Company Limited. ✕ Vijayaraghavan Kannan Chief Internal Audit Officer Vijayaraghavan Kannan is a member of the Institute of Chartered Accountants of India. Additionally, he holds certification as a Certified Information Systems Auditor granted by the Information Systems Audit and Control Association (ISACA). He joined Aptus in May, 2024. Prior to joining Aptus, he was a partner of S R B R & Associates LLP, Chartered Accountants. Mr. Vijayaraghavan Kannan brings over 15 years of invaluable experience in Audit & Assurance, Tax & regulatory compliances, and advisory services. ✕ Krishna Kishore S Associate Vice President – Credit Krishna Kishore has more than 17 years of experience in Manufacturing and Financial Sector. He joined Aptus in August 2023. Prior to joining Aptus, he was associated with IIFL Home Finance, ICICI Bank, Adithya Birla Housing Finance and PNB Housing Finance. Krishna Kishore holds an MBA in Finance from Kakatiya University and is also a member of the Institute of Chartered Accountants of India. He has rich experience in underwriting, portfolio & Risk Management of Mortgage products. ✕ Srinivasan K Vice President – Credit K Srinivasan has over 20 years of experience in Credit , Risk management, Audit, Operations and Product management in Retail finance. He joined Aptus in May, 2023 after various roles in Hinduja Leyland Finance Ltd, Equitas Small Finance Bank Ltd, Cholamandalam Investment And Finance Co Ltd, and Bajaj Auto Finance Ltd. Srinivasan, a Commerce Graduate from University of Calicut with ICWAI (Inter) has been dexterous in reducing risk exposure and maximizing revenue potential in the credit side of the retail finance portfolio. His contribution to the industry is Intuitive Analysis of customer profiles in Credit Risk forecasting. ✕ First Name Last Name Email Address Mobile No. Products Home LoanMortgage LoanLap Loan Monthly Income Loan Amount PAN Card Description of Loan Requirement ✕ Mr John Vijayan Rayappa Chief Risk Officer John Vijayan Rayappa (John) has an experience of 28 years in Financial Services in the areas of Operations, Finance, Customer Servicing, Internal Audit. He joined Aptus in July, 2021. Prior to joining Aptus, he was with Shiksha Financial Services India Pvt Ltd as Associate Vice President. He has also worked with Organisations like Cholamandalam Investment & Finance Company, DBS Cholamandalam Asset Management Ltd and L&T Investment Management Ltd in areas of Operations, Treasury, Risk management, Custody, Customer Servicing, software implementation covering deposits, customer servicing and retail lending operations. John is an Associate member of the Institute of Chartered Accountants of India and Institute of Cost Accountants of India. He is also a Certified Information Systems Auditor (CISA) from the Institute of Systems Audit and Control Association, USA. ✕ Mr John Vijayan Rayappa Chief Risk Officer John Vijayan Rayappa (John) has an experience of 25 years in Financial Services in the areas of Operations, Finance, Customer Servicing, Internal Audit. Before joining Aptus in July, 2021, he was with Shiksha Financial Services India Pvt Ltd as Associate Vice President. He has also worked with Organisations like Cholamandalam Investment & Finance Company, DBS Cholamandalam Asset Management Ltd and L&T Investment Management Ltd in areas of Operations, Treasury, Risk management, Custody, Customer Servicing, software implementation covering deposits, customer servicing and retail lending operations. John is an Associate member of the Institute of Chartered Accountants of India and Institute of Cost Accountants of India. He is also a Certified Information Systems Auditor (CISA) from the Institute of Systems Audit and Control Association, USA. CLOSE ✕ ✕ Grievance Here First Name Last Name Email Address Mobile No. Description of Grievance ✕ First Name Last Name Email Address Mobile No. Products Home LoanMortgage LoanLap Loan Monthly Income Loan Amount Required PAN Card Description of Loan Requirement I authorize Aptus to verify my details with credit