Senior Software Engineer

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60–75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector.

They collaborate with cross-functional teams – product managers, designers, data scientists, QA, operations, and compliance – to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements.

All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work.

Key Responsibilities:

Collaborate with stakeholders to interpret requirements for project components and incorporate feedback into future designs or solution fixes.

Translate business requirements by verifying assumptions and escalating potential design issues to appropriate stakeholders.

Participate in system design and architecture, refining code plans and contributing to design documentation.

Contribute to project estimation and escalate issues that may cause delays.

Develop, implement, and maintain code for products, services, or components, applying coding patterns, guidelines, and best practices.

Apply debugging tools to verify assumptions and proactively flag issues before they occur.

Participate in code reviews to ensure coding standards are followed and address routine pull requests.

Create test plans and configure testing procedures to identify and resolve defects for multiple features.

Respond to support requests during on-call rotations, troubleshooting issues and deploying fixes under guidance.

Leverage and build knowledge of software developer tools to create, debug, and maintain code for components.

Remain current in skills by investing time in training resources to improve product availability, reliability, efficiency, observability, and performance.

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)

Preferred Qualifications:

3+ years of relevant work experience and a Bachelor's degree, OR 5+ years of relevant work experience.

Strong proficiency in Java and/or Python and Angular/React.

Experience with microservices, REST APIs, Kubernetes, Docker, and CI/CD

Experience in developing full stack (frontend + backend) and/or implementing web-based or mobile applications using AI tools.

Experience in mentoring junior engineers and collaborating with cross-functional teams.

Experience in technologies/software systems or a directly related field.

Experienced in large scale product development and delivering enterprise-scale web services, with strong expertise in debugging, troubleshooting, code reviews, coding standards, and building developer tools using modern container-based technologies.

Proven ability to collaborate with cross-functional and client-facing teams to design, develop, test, and support scalable technical solutions that drive business outcomes.

Experience in Compliance is a plus

Experience with Generative AI (GenAI) – LLM agents, RAG systems, NLP, AI‑assisted investigations

Information for US Applicants

For roles located in the US, the estimated salary range for this position is $123,000.00 to $ 190,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.