Principal Product Manager (Embedded Finance)

Team: Embedded Finance Strategy

Level: IC4

Location: Bengaluru

Experience: 6–10+ years

Employment Type: Full-time

Travel: Up to 25%

Principal Product Manager – Embedded Finance & Product Strategy

About the Team

Oracle’s Embedded Finance Strategy team develops product strategies and opportunities across Oracle’s customer ecosystem and banking partner network. The team explores financial services capabilities such as financing, payroll, and remittances to deliver customer value and drive business growth.

As a Principal Product Manager, you will translate customer needs, market insights, and business priorities into product strategies and roadmaps. You will collaborate with engineering, customers, partners, and business leaders to validate solutions, deliver capabilities, and improve product adoption.

Responsibilities

Define and prioritize products and features based on business value, feasibility, customer needs, and Oracle’s strategic goals.

Analyze market trends, competitors, and customer feedback to identify growth opportunities.

Engage customers, prospective customers, partners, and industry analysts to uncover unmet needs and validate product opportunities.

Define problem statements, develop product hypotheses, and lead solution discovery and validation.

Create and maintain functional, non-functional, and regulatory requirements.

Own roadmaps, planning, execution, and release processes across multiple products or features.

Write and review user stories, acceptance criteria, and feature requirements.

Partner with engineering and business stakeholders to manage dependencies, resolve delivery risks, and maintain quality.

Define success criteria, OKRs, KPIs, and adoption metrics to measure outcomes and guide product decisions.

Advocate for customers throughout the product lifecycle and prioritize issues affecting satisfaction and product quality.

Lead cross-functional alignment and communicate product priorities, decisions, and trade-offs.

Support go-to-market activities through release overviews, presentations, demonstrations, and user documentation.

Recruit and support early adopters, gather feedback, and refine product capabilities.

Mentor junior team members and improve product management practices and processes.

Mandatory Skills

6–10+ years of relevant experience, with demonstrated capability in product management, product strategy, and roadmap ownership.

Strong ability to prioritize products and features using business value, customer needs, market evidence, and technical feasibility.

Experience conducting customer discovery, market analysis, competitive research, and solution validation.

Experience owning the product lifecycle from discovery and requirements through delivery, release, and adoption.

Ability to translate complex business needs into product requirements, user stories, and acceptance criteria.

Experience collaborating with engineering teams using agile and continuous-delivery practices.

Strong analytical skills and experience using OKRs, KPIs, customer feedback, and adoption data to guide decisions.

Ability to influence stakeholders and drive alignment across teams without direct authority.

Strong customer advocacy, problem-solving, and independent decision-making skills.

Excellent written, verbal, presentation, and stakeholder communication skills.

Good to Have Skills

Experience in embedded finance, banking, fintech, or enterprise financial services.

Exposure to financing, payroll, remittances, or related financial services products.

Experience working with banking partners and enterprise customer ecosystems.

Familiarity with regulatory requirements affecting financial services products.

Experience evaluating revenue models and developing business cases for new product opportunities.

Experience launching enterprise products and supporting early-adopter programs.

Experience presenting product demonstrations to customers, partners, analysts, and field teams.

Experience mentoring product managers or leading cross-functional strategic initiatives.

Self Assessment Questions – 5

Ask yourself the following questions. If you can answer “Yes” to the core requirements, you can apply.

Do I have relevant experience at the 6–10+ year level , with ownership of product strategy, roadmaps, and delivery across multiple products or features?

Can I identify customer needs and market opportunities, validate solutions, and prioritize investments using business value, feasibility, and customer impact ?

Have I translated complex business requirements into product requirements, user stories, and acceptance criteria , and worked with engineering teams through delivery and release?

Can I influence cross-functional stakeholders, advocate for customers, and use OKRs, KPIs, feedback, and adoption metrics to improve product outcomes?

Can I apply my product management skills to embedded finance opportunities , support go-to-market and early-adopter activities, and meet the Bengaluru location and travel requirements?

Career Level - IC4